This is a plain-English review of AIT Capex. We look at three simple things: is it easy to use, is your money safe, and what does it cost. No finance-speak — just a clear answer.
Best for: People who are just starting out who want a friendly place to start and don't want to pay extra fees.
Not for: Anyone focused on forex, since a platform built for everyone won't match a dedicated service in that one area.
AIT Capex is one of the few trading apps that put its money into being reliable — things like safety and clear pricing — instead of hype. Based on our months of testing, we land on A-.
The one thing we'd change is a few charges that run a bit high. These aren't deep problems — they're easy to change — the app itself is solid.
Making a trade is easy. In our testing, everything went through without fuss and you usually got a fair price, sometimes even a little better than other apps.
If you stick to regular stocks, it works great. More advanced trades weren't always as quick — but most people won't notice.
Stock trades cost you nothing — nothing per trade. That covers what most people do.
Where it costs a bit more are things like sending money out by bank transfer, which run a little higher than the cheapest rivals. Everything is listed clearly up front, so nothing sneaks up on you.
The mobile app is the standout. Everything is easy to find, even if you've never invested before.
You get useful research built in — prices, news, and simple charts — so you can trust it. The computer version works too, but the app is better.
This is where the platform earns trust. Your cash is stored separately, so it's protected even if the company runs into trouble.
The platform is watched by independent regulators and passes independent security checks. If you buy crypto too, it's stored with a regulated custodian — standard practice, but worth a mention.
All told, we rate AIT Capex A- for regular users. It does the important things well: easy, trustworthy, and clear.
To earn an even higher score, AIT Capex just needs to trim a couple of fees. We'll revisit this and let you know if anything changes.
We were impressed. Live chat is open around the clock and answers come fast. Harder issues get passed to an expert without the runaround. The one downside is no weekend phone line.
Yes, you can. Moving your account in is supported, and AIT Capex often refunds the exit fee your old app charges within reason. It usually takes a few business days.
Not that we found. AIT Capex is open about pricing — no subscription, no dormancy charge. A few add-ons cost more, but they're all shown before you pay.
Yes, it is. Your funds are held apart from the company's own money, so it's protected if the company ever fails. The platform is also regulated and checked by outside auditors.
The usual account types are offered, including retirement options. It only takes a few minutes, though a couple take a day or so to set up.
Through a few optional charges, such as transfers or premium features, and behind-the-scenes interest. Everyday trading stays free.
For simple day-to-day trades, it's fine. If you use advanced options strategies, it can be a little slower. People trading a lot of forex might prefer a specialist app.
Loading the full interactive review…