Mercados24 Review 2026: Legit or Scam?

Here's an easy-to-read look at Mercados24. We focus on what actually matters: ease of use, safety, and price. Nothing complicated — just what you need to decide.

Best for: People who are just starting out who want something easy to use and want to keep costs low.

Not for: Advanced traders who need special tools, or anyone who needs to reach a person by phone at any hour.

Our overall take

Mercados24 is among the rare trading apps that focused on getting the important things right — reliability and fair fees — rather than flashy ads. Based on our months of testing, we give it a score of B+.

What keeps it from a top score is a couple of fees that could be lower. The good news is these are easy for the company to fix — nothing is wrong under the hood.

Placing trades and speed

Buying and selling feels fast. In our testing, everything went through without fuss and the price you saw was the price you got, sometimes even a little better than other apps.

For everyday stock trades, it is smooth. Fancier options trades can sometimes be a little slower — something to know if you're an advanced trader.

What it costs

Buying and selling stocks is free — no commission. That's the good part.

Where it costs a bit more are a few add-on services, which could be lower. It's all shown before you pay, so nothing sneaks up on you.

The app and tools

The phone app is the best part of Mercados24. Everything is easy to find, even for total beginners.

There's handy info inside the app — clear charts, company details, and news — and it tells you where it comes from. There's a desktop version too, though most people will prefer the app.

Is your money safe?

This is where the platform earns trust. Your cash is stored separately, which protects you if anything goes wrong.

It's licensed and overseen by regulators and passes independent security checks. For crypto, a licensed partner looks after it — which is worth knowing.

Bottom line

In the end, Mercados24 earns a rating of B+ for everyday investors. It does the important things well: simple, safe, and fair.

For a perfect score, Mercados24 just needs to trim a couple of fees. We'll keep checking back and let you know if anything changes.

FAQ

Is my money safe with Mercados24?

Yes. Your funds are held apart from the company's own money, which protects you if anything goes wrong. Regulators and independent auditors also keep watch.

Are there any hidden fees?

Not really. Mercados24 shows all costs up front — no monthly charge, no inactivity fee. A couple of extras cost a bit more, but they're all shown before you pay.

What kinds of accounts can I open?

A regular account is available, plus tax-friendly retirement accounts. Opening one is free and quick, though some account types take a day or two to activate.

Can I take my money out whenever I want?

Yes — whenever you like. There's no waiting period. Cash-outs clear within a business day, with no fee from the platform.

Can I move my account from another app?

Yes, you can. Moving your account in is supported, and Mercados24 helps cover the switching cost up to a limit. The move takes a few days.

Is it good for trading every day?

For simple day-to-day trades, it's fine. If you use advanced options strategies, it's not the fastest. Full-time forex traders could pay less on a dedicated service.

How much money do I need to start?

The minimum to begin is $0. There's no big upfront amount. Signing up is free.

How does Mercados24 make money if trading is free?

From add-on services, like optional upgrades, plus interest on cash held in accounts. Regular stock trades stay free.

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